Have you been one of the unfortunate to fall prey to the many scams that have been plaguing north Louisiana in the recent months? If so, the Better Business Bureau (BBB) offers these tips on how to get your money back.
Did you pay with a credit or debit card? Contact the company or bank that issued the credit or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back.
Did a scammer make an unauthorized transfer from your bank account? Contact your bank and tell them it was an unauthorized debit or withdrawal.
Did you pay with a gift card? Contact the company that issued the gift card. Tell them it was used in a scam and ask for a refund. Keep the gift card itself, and the gift card receipt.
Did you send a wire transfer through a company like Western Union or Moneygram? Contact the wire transfer company and tell them it was a fraudulent transfer.
Did you send a wire transfer through the bank? Contact your bank and report a fraudulent transfer.
Did you send money through a money transfer app? Report the fraudulent transaction to the company behind the money transfer app and ask them to reverse the payment. If you linked the app to a credit or debit card, report the fraud to your credit card company or bank.
Did you pay with cryptocurrency? Cryptocurrency payments typically are not reversible. Once you pay with cryptocurrency, you can only get your money back if the person you paid sends it back. Still, contact the company you used to send the money and tell them it was a fraudulent transaction.
Did you send cash? If you sent cash by U.S. mail, contact the U.S. Postal Inspection Service at (877)-876-2455 and ask them to intercept the package.