Know the importance of “Shredding” personal documents

Even as paperless technology becomes more popular, there are still times and places that you’ll receive actual paper documents. That raises the big question: What should you do with this paperwork?

All documents have their own lifespans for when you need to keep them handy. Once that time has come and gone, it’s wise to shred those documents. Thanks to the Jonesboro State Bank and Pledge sponsored “Shred Day” correctly disposing of all your pertinent information that you don’t want to fall into the wrong hands is made easy. All you have to do is bring all the documents you want safely destroyed to the Jonesboro State Bank from 10:00am – 2:00pm on Saturday, October 30th.

Frequently asked questions about shredding

How does shredding helps protect your identity? Every one of your documents contains personal information. If that information ends up in the wrong hands, then that can be bad news for you and your identity. You may even be surprised that just because you throw a document away doesn’t mean you’re fully protected. It’s legal for people to go through other’s garbage, which can give them access to your discarded personal documents.

What documents should be shredded after a year? Hold onto your bank statements, pay stubs and paid medical bills for up to a year. That allows you to dispute anything that may be wrong. After that, send them to the shredder.

What documents should be shredded after seven years? The IRS recommends you to keep tax documents for up to seven years. After that timeframe, feel free to properly destroy those old tax documents, as well as documents used to support those tax documents.

What about expired federal documents? Many important documents have expiration dates to ensure they are up to date. Once those expire, then you should shred them once you have your updated version. These documents include passports, driver’s licenses, birth certificate copies, and insurance policies.


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